Personal banking
Everyday banking
Accounts
Pick the account that fits
| Feature | Everyday Checking | Reserve Savings | Student |
|---|---|---|---|
| Monthly fee | $0.00 | $0.00 | $0.00 |
| Interest (AER) | 0.50% | 3.85% | 1.20% |
| Debit & virtual cards | |||
| Free internal transfers | |||
| External transfer fee | $2.50 | $2.50 | $0.00 |
| Minimum to open | $25.00 | $100.00 | $0.00 |
Cards
Cards you control to the cent
Debit card
Spend from your current account and see it land straight away — no waiting three days to find out what you have left.
Virtual card
Create a card for online spending in seconds. Freeze or replace it just as fast.
Your limits
Set daily limits, freeze the card, or change the PIN — each confirmed with a one-time code.
Savings
Save toward something you can name
Open a goal, set an amount, and watch it fill. Move money in with a tap and out just as easily — no lock-in on everyday savings.
See all savings optionsReserve Savings — AER3.85%
Holiday fund$2,400.00 / $3,000.00
New laptop$680.00 / $1,500.00
Ready when you are
Open a personal account in a few minutes.